Winter evokes images of cozy fireplaces and snow-covered landscapes, but for homeowners, it brings a hidden threat: water damage. While spring showers get a lot of blame for flooding, the coldest months of the year actually present unique and severe risks to your property’s structural integrity.
The drop in temperature creates a perfect storm of conditions—frozen pipes, ice dams, and melting snow—that can lead to sudden and catastrophic leaks. Unlike a slow drip you might notice in summer, winter water damage often happens rapidly and behind the scenes. A pipe bursting at 3 AM on a freezing Tuesday or ice accumulating unnoticed on your roof can cause thousands of dollars in damage before you even realize there is a problem.
Understanding these risks is the first step in prevention. However, when disaster strikes, knowing exactly what to do in the immediate aftermath can save your home from ruin. This guide explores why winter puts your home at risk and provides a crucial step-by-step plan for limiting damage while you wait for help to arrive.

The Science Behind Winter Water Damage
Water expands when it freezes. This simple scientific fact is responsible for the majority of winter plumbing disasters. When water inside your pipes turns to ice, it exerts immense pressure on the metal or plastic containing it. Eventually, the pipe gives way.
The problem is compounded because this often happens in unheated areas of the home, such as basements, attics, or garages. When the ice eventually thaws, the water rushes out of the fracture, flooding the surrounding area.
Ice Dams: The Roof’s Silent Killer
Another major winter culprit is the ice dam. This occurs when heat escapes from your home into the attic, warming the roof and melting the snow on top. This meltwater runs down the roof until it hits the cold eaves, where it refreezes. Over time, this builds a wall of ice. As more snow melts, the water pools behind this dam, eventually seeping under the shingles and into your attic, insulation, and ceilings.
Immediate Steps to Take When You Find a Leak
Discovering water damage is stressful, but panic will only cost you time and money. When time is extremely crucial, taking the right actions immediately can mitigate the severity of the loss. Here is your emergency action plan.
1. Shut Off the Water Source
If the water is coming from a burst pipe or a plumbing fixture, your first move must be to stop the flow. Locate your home’s main water shut-off valve. This is typically found in the basement, a utility closet, or near the water meter. Turn it clockwise until it stops. If the flooding is coming from a specific appliance like a washing machine, turn off the isolation valve behind the unit.
2. Turn Off the Electricity
Water and electricity are a deadly combination. If the water has reached electrical outlets, appliances, or your fuse box, do not step into the water. If it is safe to do so, turn off the power to the affected area from your main breaker panel. If you cannot reach the panel without walking through water, leave the house and call an electrician or your utility provider.
3. Call the Professionals Immediately
Water damage gets progressively worse with every passing hour. Mold can begin to grow within 24 to 48 hours. You need a team that can extract the water and dry the structure quickly.
At CBC, we understand that urgency is everything. We maintain an on-call, certified, and experienced crew 24 hours a day, seven days a week. We respond immediately and guarantee to be “on-site” within 60 minutes of your initial call. Getting a team en route immediately prevents secondary damage like structural rot and microbial growth.
4. Protect Your Possessions
While waiting for the CBC crew to arrive (which will be less than an hour), move what you can.
- Small Items: Remove valuable items, electronics, and documents from the affected room.
- Furniture: If you can’t move heavy furniture, place aluminum foil or wooden blocks under the legs to prevent water from wicking up into the upholstery or wood finish.
- Curtains: Lift drapes or curtains off the floor and loop them over the curtain rod.
5. Remove Excess Water (If Safe)
If the source is stopped and the power is off, you can start removing standing water. Use a wet/dry vac if you have one, or use mops and old towels to soak up the bulk of the liquid. The less water standing on your floors, the better chance you have of saving the flooring. However, do not use a standard household vacuum cleaner, as this poses a severe shock hazard.
Frequently Asked Questions About Winter Water Damage
How can I prevent my pipes from freezing?
Prevention is always better than a cure. Keep your thermostat set to at least 55°F (12°C), even if you are away on vacation. Open cabinet doors under sinks to allow warm air to circulate around the pipes. For pipes in unheated areas like garages or basements, consider wrapping them with foam insulation sleeves.
Does homeowners insurance cover burst pipes?
Generally, standard homeowners insurance policies cover sudden and accidental water damage, such as a burst pipe. However, they often will not cover damage resulting from negligence / lack of maintenance. For example, if you turned your heat off completely while on vacation and the pipes froze, the claim might be denied. Always review your specific policy with your agent.
What are the signs of an ice dam?
Look for icicles hanging from your gutters—while they look pretty, they are often a sign that water is melting and refreezing. Also, check for water stains on the ceiling of your top floor or in the attic. If you see these signs, you likely have an ice dam issue that needs addressing to prevent leaks.
Can I dry out the water damage myself with fans?
While fans help, they are rarely enough for significant water intrusion. Water seeps deep into subflooring, drywall, and insulation. Professional restoration crews use industrial-grade dehumidifiers and air movers, along with moisture detection equipment, to ensure the structure is truly dry. Surface drying often leaves trapped moisture behind, leading to mold growth weeks later.
Don’t Wait for the Thaw
Winter water damage is a serious threat that requires a serious response. The cold weather may slow you down, but it speeds up the potential for structural issues in your home. By understanding the risks of freezing pipes and ice dams, and knowing exactly how to react, you can save your home from extensive repairs.
Remember, the clock starts ticking the moment water enters your home. You don’t have to face the freeze alone. With CBC’s 24/7 availability and 60-minute on-site guarantee, help is always just a phone call away. If you suspect a leak or have suffered a burst pipe, contact us immediately to secure your property and start the recovery process.
